image14

Mango Insurance
Services

We are your mobile Medicare Insurance Brokers serving Orange County and parts of southern Los Angeles County. 


We will travel to you to review your Medicare insurance options with no additional charges. 


We can quote with leading Medicare insurance carriers in California.


Call us today to schedule your consultation, at no cost or obligation!

mango insurance services - 714.980.2707

About Our Services

image15

Mango Insurance Services is an independent insurance firm in Orange County, CALIFORNIA. We offer MOBILE health insurance services, focusing on Medicare Enrollment and Medicare Insurance Plans.


We will travel to your home, or to neutral location of your choice, at no additional cost to you. 

We will educate you with all options that you have to choose to right plans that suit your needs and budgets.


Our serving locations are all cities of Orange County and parts of Southern Los Angeles County such as;


Huntington Beach, Seal Beach, Sunset Beach, Fountain Valley, Irvine, Anaheim, Newport Beach, Newport Coast, Costa Mesa, Corona Del Mer, Laguna Beach, Laguna Niguel, Laguna Woods, Laguna Hills, Aliso Viejo, Trabuco Canyon, Dana Point, Mission Viejo, San Clemente, San Juan Capistrano, Rancho Santa Margarita, Los Alamitos, Naples, Long Beach, Rancho Palos Verdes, and all other surrounding areas.



Who is eligible for Medicare?

image16

Medicare is health insurance for: 


  • People 65 or older 
  • Certain people under 65 with disabilities 
  • People of any age with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant



Medicare Part A 

(Hospital Insurance) helps cover: 


  • Inpatient care in a hospital 
  • Skilled nursing facility care
  • Hospice care 
  • Home health care 


You usually don’t pay a monthly premium for Part A coverage if you or your spouse paid Medicare taxes while working for a certain amount of time. This is sometimes called premium-free Part A. 


If you aren’t eligible for premium-free Part A, you may be able to buy Part A. 


Medicare Part B 

(Medical Insurance) helps cover: 

  • Services from doctors and other health care providers
  •  Outpatient care 
  • Home health care 
  • Durable medical equipment (DME)
  •  Many preventive services Most people pay the standard monthly Part B premium.


Medicare Part C 

(Medicare Advantage): 

  • Includes all benefits and services covered under Part A and Part B
  • Usually includes Medicare prescription drug coverage (Part D) as part of the plan 
  •  Run by Medicare-approved private insurance companies that follow rules set by Medicare 
  • Plans have a yearly limit on your out-of-pocket costs for medical services 
  • May include extra benefits and services that aren’t covered by Original Medicare, sometimes for an extra cost  


Medicare Part D 

(Medicare prescription drug coverage):

  •  Helps cover the cost of prescription drugs
  • Run by Medicare-approved drug plans that follow rules set by Medicare 
  • May help lower your prescription drug costs and help protect against higher costs in the future 



Medicare Supplement Plans - (Medigap)

image17

Medicare Supplemental plans, which 

        sometimes called "Medigap" insurance. Medicare Supplement Plan works along with your original Medicare and covers the gaps in Part A and Part B that you would normally have to pay out-of-pocket if you have Medicare only. 


Medicare Supplement Plans supplement your Medicare coverage, and fill the gaps of coverage.

This may include co-insurance, co-payments, deductibles and the "gaps" between what Medicare pays and the total expenses.


With a Medicare Supplement plan, you will have a monthly plan premium that you will need to pay in addition to your monthly Part B premium that you pay to Medicare.


In Orange County, CA there are ten standardized Medicare Supplement plans (Plans A through N).


 

Medicare Supplement Plans(Medigap) VS. Medicare Advantage Plans (MAPD)

image18

Hospital Insurance - Medicare Part A

image19

Hospital insurance covers inpatient hospital care, critical access care, short-term care in skilled nursing facilities, hospice and home health care. Medicare typically does not pay for assisted living facilities, nursing homes or long-term care at home. 


Hospital Insurance is free to most Medicare beneficiaries if the beneficiary or their spouse paid Medicare taxes while they were working. If an individual is not eligible to receive Hospital Insurance free-of-charge then the individual may be eligible to purchase Part A coverage.

Medical Insurance - Medicare Part B

image20

Medical Insurance covers visits to the doctor, outpatient care, some preventative services, as well as some occupational and physical therapy. 

It may require a monthly premium, which is often based on beneficiary income. It is important to remember that Medical Insurance does not cover 100 percent of services and beneficiaries will be responsible for the balance of expenses not paid for by Medicare.

MANGO INSURANCE SERVICES - 714.980.2707

Medicare Advantage Plan (MAPD) - Medicare Part C

image21


MAPDs or Medicare Advantage Prescription Drug plans are health plans offered by a private company that covers the same services as Medicare Part A and Part B combined, and may offer prescription drug coverage at an extra cost. 


Medicare Advantage Plan or Medicare Part C is offered by private companies that contract with Medicare, which means you can choose your preferred plan whether it is a PPO, HMO, or Private Fee-for-Service.


There are many MAPD plans available in Orange County.  Most of them are HMO programs but there is one PPO Medicare Advantage Plan available. Determining which plan is best for you comes down to a comparison of the plan benefits, the doctors and hospitals that participate in the plan and the prescriptions that are covered on that particular plan.


Prescription Drugs Coverage (PDP) - Medicare Part D

image22


Prescription Drugs Coverage is offered through insurance companies that contract with Medicare. For a monthly premium Prescription Drugs Coverage gives you access to the necessary medication that you might need.

Insurance Carriers We Work With

image23

We carry all major Medicare insurance plans that are available in Orange County and Los Angeles County.


We are here to help and we love to help you choosing the right plans for your needs and budget. 


Call us today to schedule a free consultation to quote!


Clients Love US!

image25

" Many Thanks to Penny and the rest of the team at Mango Insurance Services for explaining and giving me un-biased advice to choose the best Medicare Insurance plan for me and my needs. Being a physician and have a very busy schedule, I am really grateful for their mobile service at no additional cost. 


I'd recommend their services to all of my friends and families, or anyone who is looking for a personal service, with trusted advice." M. Miller M.D.


Medicare FAQs

image26

Customers have questions, you have answers. Display the most frequently asked questions, so everybody benefits.

Reviews

Subscribe

Sign up to hear about Medicare news.

Contact Us

Schedule a Free Consultation

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Mango Insurance Services License #0M32839

419 Main Street, Suite A, Huntington Beach, California 92648, United States

(714) 980 - 2707 penny@mangoinsure.com

Hours

Monday - Friday: 9am - 5pm

Saturday: Closed

Sunday: Closed